If you’re searching for a home in North Dallas, Richardson, Plano, or Allen, chances are one of the neighborhoods you love may fall within a homeowners association (HOA). HOAs are incredibly common across North Texas, especially in planned communities, and understanding how they work can help you avoid surprises during your homebuying journey.

Whether you’re drawn to the amenities, the architectural consistency, or the community feel, here’s what every buyer should know about HOA rules and expectations before making an offer.

💵 1. HOA Dues: What They Really Cover

Monthly or annual HOA dues can vary widely depending on the neighborhood. In North Dallas and Collin County communities, dues often cover things like:

• Community pools & splash pads

• Parks, playgrounds & walking trails

• Front-yard maintenance (in some communities)

• Security gates & patrol

• Neighborhood events or seasonal decor

Higher dues typically reflect higher levels of amenities.

🏊 2. Amenities That Add Real Value

From resort-style pools in Allen to golf course living in Prestonwood, amenities can enhance both your lifestyle and long-term resale value. Look for neighborhoods with well-maintained community spaces. They’re often indicators of strong management and community pride.

📄 3. What’s in the HOA Rules (and Why It Matters)

Every HOA has a set of guidelines called CC&Rs (Covenants, Conditions & Restrictions). These outline what you can and can’t do as a homeowner.
Common topics include:

• Exterior paint colors

• Fencing materials

• Parking restrictions

• Landscaping standards

• Holiday decor guidelines

• Pet restrictions

If you love freedom over your property, pay extra attention here.

🧾 4. The Resale Certificate: Your Most Important Document

When buying in an HOA, Texas requires the seller to provide an HOA Resale Certificate. This packet includes:

• Current dues

• Any pending special assessments

• Financial health of the HOA

• Bylaws and rules

• Recent meeting minutes

Read this carefully as it tells you exactly what you’re stepping into.

✅ 5. Is an HOA Right for You?

HOAs offer structure, stability, and curb appeal but they also require commitment. Understanding how each association operates helps you choose a community that fits your lifestyle and your budget.

If you’re exploring homes in North Dallas or Richardson, I’m happy to help you review HOA documents before making an offer.

🔗 Let’s chat about your next move: KellyReberRealEstate.com/contact